Ramineh, Fani, Nowakhtar, LLP Certified Public Accontants- CPA, Los Angeles, California

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Welcome to Ramineh, Fani, Nowakhtar, LLP.
Certified Public Accountants

We at Ramineh, Fani & Nowakhtar, LLP, Certified Public Accountants, have been providing advice to businesses, professionals and individuals advice they need to keep them on top of life’s ups and downs since 1984.
Bijan Ramineh originally founded the firm in early 1984 in the city of Los Angeles. In early 1985 Mr. Hamid Fani joined him and the firm became known as Ramineh & Fani, CPA’s. In January of 1998, the firm of Ramineh & Fani and Shawn Nowakhtar & Associates, a certified public accountancy corporation merged and established the present firm of Ramineh, Fani & Nowakhtar, LLP, Certified Public Accountants.

Our services today transcend accounting to encompass virtually every aspect of your financial well being, whether corporate or personal.

Growth and expansion haven’t shaken us from our commitment to personal service and customized solutions. That’s a foundation on which we continue to build. We value our role as trusted partners who know our business and respect yours.

You should be looking for a productive relationship with trusted financial experts, please read on. There is more good news ahead.

Ramineh, Fani & Nowakhtar, LLP, Certified Public Accountants
Member of:

American Institute of Certified Public Accountants
California Society of Certified Public Accountants

Contact us:
Phone:	323-937-5757
Fax:	-
e-mail:	info@rfn-cpa.com
Ramineh, Fani & Nowakhtar, LLP. 5757 Wilshire Blvd. Suite 937 Los Angeles, CA 90036

You're Not Just Spending Money, You're Spending Your Time

If you are finding it difficult to save for retirement, it might help to change your mindset a bit. Sure, you'll probably have to cut back your spending to free up money for saving. But don't think of it as depriving yourself. When you save for your future, you actually are paying yourself before you pay someone else for things you might not really need.

How Long Did You Work To Pay for That?
Not convinced? Here's another way to look at it. When you spend money, you're really spending your time because you had to work to earn the money in the first place. When you save part of what you make, you know that you are spending some of your time working for what really matters - your future financial security.

That's how Jim has started to look at saving for his retirement. Last year, he earned $50,000 and put in approximately 2,000 hours on the job - an hourly pay rate of about $25. When he sat down to look at some of his expenses, Jim was surprised to learn he had worked:

50 hours to buy lunches ($1,250 total cost divided by $25 an hour)
140 hours to pay for his $3,500 vacation
40 hours to pay $1,000 of interest on his credit cards

He worked 230 hours - more than five regular work weeks - just to pay for lunch, a vacation, and the luxury of charging purchases on his credit cards.

Work for Your Future
How long do you work to pay for some of those things you could probably do without? Figure it out. Maybe you'll decide that some of your time would be better spent working for your future.

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